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Axis Bank · Ratlam

UTIB0005092: Axis Bank, Bhilo Ki Khedi

IFSC code UTIB0005092 belongs to the Bhilo Ki Khedi branch of Axis Bank in Ratlam, Madhya Pradesh. Its MICR code is 457211004.

IFSC
UTIB0005092
MICR
457211004
Bank
Axis Bank
Branch
Bhilo Ki Khedi
District
Ratlam
State
Madhya Pradesh
Phone
+919243234663

Branch address

Axis Bank
Shop No 1 Survey No 594 2 1 Near Shani Mandir, Bodina Raad, Village Bhilo Ki Khedi, Tehsil Sailana

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 005092 is the code of the Bhilo Ki Khedi branch. In the MICR code 457211004, 457 is the city, 211 the bank and 004 the branch.

Other Axis Bank branches in Ratlam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Bhilo Ki Khedi branch (Ratlam, Madhya Pradesh) is UTIB0005092.

  2. 457211004. MICR is printed at the bottom of the branch's cheques.

  3. Shop No 1 Survey No 594 2 1 Near Shani Mandir, Bodina Raad, Village Bhilo Ki Khedi, Tehsil Sailana

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0005092 with the beneficiary's account number.

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