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Axis Bank · Varanasi

UTIB0004869: Axis Bank, Nichi Bagh

IFSC code UTIB0004869 belongs to the Nichi Bagh branch of Axis Bank in Varanasi, Uttar Pradesh. Its MICR code is 221211012.

IFSC
UTIB0004869
MICR
221211012
Bank
Axis Bank
Branch
Nichi Bagh
District
Varanasi
State
Uttar Pradesh
Phone
+919838201591

Branch address

Axis Bank
GF and FF, Building No CK 59 by 13, 13a, Nichi Bagh, Ward Chowk, Varanasi 221001 Uttar Pradesh

Open in a map · Pincode 221001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004869 is the code of the Nichi Bagh branch. In the MICR code 221211012, 221 is the city, 211 the bank and 012 the branch.

Other Axis Bank branches in Varanasi

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Nichi Bagh branch (Varanasi, Uttar Pradesh) is UTIB0004869.

  2. 221211012. MICR is printed at the bottom of the branch's cheques.

  3. GF and FF, Building No CK 59 by 13, 13a, Nichi Bagh, Ward Chowk, Varanasi 221001 Uttar Pradesh

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004869 with the beneficiary's account number.

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