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Axis Bank · Chak Hardaspur

UTIB0004735: Axis Bank, Chak Hardaspur

IFSC code UTIB0004735 belongs to the Chak Hardaspur branch of Axis Bank in Chak Hardaspur, Uttar Pradesh. Its MICR code is 244211103.

IFSC
UTIB0004735
MICR
244211103
Bank
Axis Bank
Branch
Chak Hardaspur
District
Chak Hardaspur
State
Uttar Pradesh
Phone
+919997818847

Branch address

Axis Bank
Ground Floor, Village Chak Hardaspur, Tehsil Suar, P O Suar

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004735 is the code of the Chak Hardaspur branch. In the MICR code 244211103, 244 is the city, 211 the bank and 103 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Axis Bank's Chak Hardaspur branch (Chak Hardaspur, Uttar Pradesh) is UTIB0004735.

  2. 244211103. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Village Chak Hardaspur, Tehsil Suar, P O Suar

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004735 with the beneficiary's account number.

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