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Axis Bank · Balrampur

UTIB0004509: Axis Bank, Balrampur

IFSC code UTIB0004509 belongs to the Balrampur branch of Axis Bank in Balrampur, Chandigarh. Its MICR code is 497211504.

IFSC
UTIB0004509
MICR
497211504
Bank
Axis Bank
Branch
Balrampur
District
Balrampur
State
Chandigarh
Phone
+918871571923

Branch address

Axis Bank
Chando Road, Op to PNB, PO- Balrampur, Dist-Balrampur- Ramanujganj, Chattishgarh, PIN-497119

Open in a map · Pincode 497119: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004509 is the code of the Balrampur branch. In the MICR code 497211504, 497 is the city, 211 the bank and 504 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Balrampur branch (Balrampur, Chandigarh) is UTIB0004509.

  2. 497211504. MICR is printed at the bottom of the branch's cheques.

  3. Chando Road, Op to PNB, PO- Balrampur, Dist-Balrampur- Ramanujganj, Chattishgarh, PIN-497119

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004509 with the beneficiary's account number.

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