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Axis Bank · Bhilai Charoda

UTIB0004330: Axis Bank, Bhilai Charoda

IFSC code UTIB0004330 belongs to the Bhilai Charoda branch of Axis Bank in Bhilai Charoda, Chandigarh. Its MICR code is 490211005.

IFSC
UTIB0004330
MICR
490211005
Bank
Axis Bank
Branch
Bhilai Charoda
District
Bhilai Charoda
State
Chandigarh
Phone
+919009520121

Branch address

Axis Bank
Ground Floor, G.E.Road Near Bus Stand, Charoda,Dist Durg, Chattisgarh, PIN 490025

Open in a map · Pincode 490025: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004330 is the code of the Bhilai Charoda branch. In the MICR code 490211005, 490 is the city, 211 the bank and 005 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Bhilai Charoda branch (Bhilai Charoda, Chandigarh) is UTIB0004330.

  2. 490211005. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, G.E.Road Near Bus Stand, Charoda,Dist Durg, Chattisgarh, PIN 490025

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004330 with the beneficiary's account number.

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