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Axis Bank · Araria

UTIB0004243: Axis Bank, Sawaldeh

IFSC code UTIB0004243 belongs to the Sawaldeh branch of Axis Bank in Araria, Bihar. Its MICR code is 854211003.

IFSC
UTIB0004243
MICR
854211003
Bank
Axis Bank
Branch
Sawaldeh
District
Araria
State
Bihar
Phone
+918539834555

Branch address

Axis Bank
Ground Floor Near Jama Masjid,Ward No 13,Sawaldeh PO-Kanhaili PS Narpatganj, Araria Bihar 854318

Open in a map · Pincode 854318: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004243 is the code of the Sawaldeh branch. In the MICR code 854211003, 854 is the city, 211 the bank and 003 the branch.

Other Axis Bank branches in Araria

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Sawaldeh branch (Araria, Bihar) is UTIB0004243.

  2. 854211003. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Near Jama Masjid,Ward No 13,Sawaldeh PO-Kanhaili PS Narpatganj, Araria Bihar 854318

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004243 with the beneficiary's account number.

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