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Axis Bank · Karnal

UTIB0004175: Axis Bank, Gharaunda

IFSC code UTIB0004175 belongs to the Gharaunda branch of Axis Bank in Karnal, Haryana. Its MICR code is 132211202.

IFSC
UTIB0004175
MICR
132211202
Bank
Axis Bank
Branch
Gharaunda
District
Karnal
State
Haryana
Phone
+919991133311

Branch address

Axis Bank
Ground Floor Aggarwal Colony G T Road Gharaunda Tehsil Gharaunda

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004175 is the code of the Gharaunda branch. In the MICR code 132211202, 132 is the city, 211 the bank and 202 the branch.

Other Axis Bank branches in Karnal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Gharaunda branch (Karnal, Haryana) is UTIB0004175.

  2. 132211202. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Aggarwal Colony G T Road Gharaunda Tehsil Gharaunda

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004175 with the beneficiary's account number.

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