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Axis Bank · Malappuram

UTIB0004026: Axis Bank, Valancherry

IFSC code UTIB0004026 belongs to the Valancherry branch of Axis Bank in Malappuram, Kerala. Its MICR code is 676211252.

IFSC
UTIB0004026
MICR
676211252
Bank
Axis Bank
Branch
Valancherry
District
Malappuram
State
Kerala

Branch address

Axis Bank
Axis Bank Ltd Ground Floor Kottarathodi Complex Valancherry Pattambi Road Valancherry

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004026 is the code of the Valancherry branch. In the MICR code 676211252, 676 is the city, 211 the bank and 252 the branch.

Other Axis Bank branches in Malappuram

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Valancherry branch (Malappuram, Kerala) is UTIB0004026.

  2. 676211252. MICR is printed at the bottom of the branch's cheques.

  3. Axis Bank Ltd Ground Floor Kottarathodi Complex Valancherry Pattambi Road Valancherry

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004026 with the beneficiary's account number.

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