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Axis Bank · Khaltsi

UTIB0004014: Axis Bank, Khaltsi

IFSC code UTIB0004014 belongs to the Khaltsi branch of Axis Bank in Khaltsi, Jammu and Kashmir. Its MICR code is 194211003.

IFSC
UTIB0004014
MICR
194211003
Bank
Axis Bank
Branch
Khaltsi
District
Khaltsi
State
Jammu and Kashmir
Phone
+919622232186

Branch address

Axis Bank
First Flr and Part GR Flr Khasra No 1114 160, Khata No.21 Khewat No. 10 , Khaltsi PIN 194106

Open in a map · Pincode 194106: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 004014 is the code of the Khaltsi branch. In the MICR code 194211003, 194 is the city, 211 the bank and 003 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Khaltsi branch (Khaltsi, Jammu and Kashmir) is UTIB0004014.

  2. 194211003. MICR is printed at the bottom of the branch's cheques.

  3. First Flr and Part GR Flr Khasra No 1114 160, Khata No.21 Khewat No. 10 , Khaltsi PIN 194106

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0004014 with the beneficiary's account number.

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