UTIB0003953: Axis Bank, Kargil
IFSC code UTIB0003953 belongs to the Kargil branch of Axis Bank in Kargil, Jammu and Kashmir. Its MICR code is 194211002.
- IFSC
- UTIB0003953
- MICR
- 194211002
- Bank
- Axis Bank
- Branch
- Kargil
- District
- Kargil
- State
- Jammu and Kashmir
- Phone
- +919622220881
Branch address
Axis Bank
Opposite Main Bus Stand,Chanchick Near Mes, Kargil District Kargil
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 003953 is the code of the Kargil branch. In the MICR code 194211002, 194 is the city, 211 the bank and 002 the branch.
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Axis Bank's Kargil branch (Kargil, Jammu and Kashmir) is UTIB0003953.
194211002. MICR is printed at the bottom of the branch's cheques.
Opposite Main Bus Stand,Chanchick Near Mes, Kargil District Kargil
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0003953 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation