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Axis Bank · Ratnagiri

UTIB0003860: Axis Bank, Dapoli Ratnagiri

IFSC code UTIB0003860 belongs to the Dapoli Ratnagiri branch of Axis Bank in Ratnagiri, Maharashtra. Its MICR code is 415211176.

IFSC
UTIB0003860
MICR
415211176
Bank
Axis Bank
Branch
Dapoli Ratnagiri
District
Ratnagiri
State
Maharashtra
Phone
+911801035577

Branch address

Axis Bank
Ground Floor, Santosh Sadan, H. No.169 1, Opp. Tahsil Office, Dapoli Camp, Taluka Dapoli, District Ratnagiri, PIN Code 415 712, Maharasthtra

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 003860 is the code of the Dapoli Ratnagiri branch. In the MICR code 415211176, 415 is the city, 211 the bank and 176 the branch.

Other Axis Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Dapoli Ratnagiri branch (Ratnagiri, Maharashtra) is UTIB0003860.

  2. 415211176. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Santosh Sadan, H. No.169 1, Opp. Tahsil Office, Dapoli Camp, Taluka Dapoli, District Ratnagiri, PIN Code 415 712, Maharasthtra

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0003860 with the beneficiary's account number.

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