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Axis Bank · Ernakulam

UTIB0003197: Axis Bank, Edappally

IFSC code UTIB0003197 belongs to the Edappally branch of Axis Bank in Ernakulam, Kerala. Its MICR code is 682211016.

IFSC
UTIB0003197
MICR
682211016
Bank
Axis Bank
Branch
Edappally
District
Ernakulam
State
Kerala
Phone
+919895109132

Branch address

Axis Bank
Vithayathil Building Nelson Mandela Road Edappally Ernakulam Kochi Kerala PIN 682024

Open in a map · Pincode 682024: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 003197 is the code of the Edappally branch. In the MICR code 682211016, 682 is the city, 211 the bank and 016 the branch.

Other Axis Bank branches in Ernakulam

All 40 Axis Bank branches in Ernakulam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Edappally branch (Ernakulam, Kerala) is UTIB0003197.

  2. 682211016. MICR is printed at the bottom of the branch's cheques.

  3. Vithayathil Building Nelson Mandela Road Edappally Ernakulam Kochi Kerala PIN 682024

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0003197 with the beneficiary's account number.

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