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Axis Bank · Gariaband

UTIB0003038: Axis Bank, Gariyaband

IFSC code UTIB0003038 belongs to the Gariyaband branch of Axis Bank in Gariaband, Chandigarh. Its MICR code is 493211505.

IFSC
UTIB0003038
MICR
493211505
Bank
Axis Bank
Branch
Gariyaband
District
Gariaband
State
Chandigarh
Phone
+917706241600

Branch address

Axis Bank
Ground Floor Khasra No 891 Ph No 25 Bhuteswar Chowk Paragaon Road Gariyaband PIN 493889

Open in a map · Pincode 493889: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 003038 is the code of the Gariyaband branch. In the MICR code 493211505, 493 is the city, 211 the bank and 505 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Gariyaband branch (Gariaband, Chandigarh) is UTIB0003038.

  2. 493211505. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Khasra No 891 Ph No 25 Bhuteswar Chowk Paragaon Road Gariyaband PIN 493889

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0003038 with the beneficiary's account number.

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