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Axis Bank · Gwalior

UTIB0002974: Axis Bank, Phoolbaug Gwalior

IFSC code UTIB0002974 belongs to the Phoolbaug Gwalior branch of Axis Bank in Gwalior, Madhya Pradesh. Its MICR code is 474211008.

IFSC
UTIB0002974
MICR
474211008
Bank
Axis Bank
Branch
Phoolbaug Gwalior
District
Gwalior
State
Madhya Pradesh
Phone
+919826071601

Branch address

Axis Bank
Ground Floor Saibaba Complex Near Phoolbaug Gwalior PIN 474002

Open in a map · Pincode 474002: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 002974 is the code of the Phoolbaug Gwalior branch. In the MICR code 474211008, 474 is the city, 211 the bank and 008 the branch.

Other Axis Bank branches in Gwalior

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Phoolbaug Gwalior branch (Gwalior, Madhya Pradesh) is UTIB0002974.

  2. 474211008. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor Saibaba Complex Near Phoolbaug Gwalior PIN 474002

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0002974 with the beneficiary's account number.

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