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Axis Bank · S.A.S Nagar

UTIB0002804: Axis Bank, Kharar

IFSC code UTIB0002804 belongs to the Kharar branch of Axis Bank in S.A.S Nagar, Punjab. Its MICR code is 160211045.

IFSC
UTIB0002804
MICR
160211045
Bank
Axis Bank
Branch
Kharar
District
S.A.S Nagar
State
Punjab
Phone
+918556016751

Branch address

Axis Bank
Plot No7 Janta Nagar Sector 15 Chandigarh Road

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 002804 is the code of the Kharar branch. In the MICR code 160211045, 160 is the city, 211 the bank and 045 the branch.

Other Axis Bank branches in S.A.S Nagar

All 45 Axis Bank branches in S.A.S Nagar

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Kharar branch (S.A.S Nagar, Punjab) is UTIB0002804.

  2. 160211045. MICR is printed at the bottom of the branch's cheques.

  3. Plot No7 Janta Nagar Sector 15 Chandigarh Road

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0002804 with the beneficiary's account number.

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