UTIB0002505: Axis Bank, Laduka
IFSC code UTIB0002505 belongs to the Laduka branch of Axis Bank in Fazilka, Punjab. Its MICR code is 152211887.
- IFSC
- UTIB0002505
- MICR
- 152211887
- Bank
- Axis Bank
- Branch
- Laduka
- District
- Fazilka
- State
- Punjab
- Phone
- +919988316503
Branch address
Axis Bank
Khatauni No.479,Village Laduka,Tehsil and District Fazilka,Punjab,PIN 152123
Open in a map · Pincode 152123: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 002505 is the code of the Laduka branch. In the MICR code 152211887, 152 is the city, 211 the bank and 887 the branch.
Other Axis Bank branches in Fazilka
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Axis Bank's Laduka branch (Fazilka, Punjab) is UTIB0002505.
152211887. MICR is printed at the bottom of the branch's cheques.
Khatauni No.479,Village Laduka,Tehsil and District Fazilka,Punjab,PIN 152123
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0002505 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation