Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
Axis Bank · Pathankot

UTIB0002330: Axis Bank, Janial

IFSC code UTIB0002330 belongs to the Janial branch of Axis Bank in Pathankot, Punjab. Its MICR code is 145211000.

IFSC
UTIB0002330
MICR
145211000
Bank
Axis Bank
Branch
Janial
District
Pathankot
State
Punjab

Branch address

Axis Bank
Ground Floor, Khewat No. 49, Khatauni No. 140, Khasra No. 92(3-12), Hadbast No. 17, Village - Janial, Tehsil & Dist Pathankot, Punjab, PIN 145027

Open in a map · Pincode 145027: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 002330 is the code of the Janial branch. In the MICR code 145211000, 145 is the city, 211 the bank and 000 the branch.

Other Axis Bank branches in Pathankot

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of Axis Bank's Janial branch (Pathankot, Punjab) is UTIB0002330.

  2. 145211000. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Khewat No. 49, Khatauni No. 140, Khasra No. 92(3-12), Hadbast No. 17, Village - Janial, Tehsil & Dist Pathankot, Punjab, PIN 145027

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0002330 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation