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Axis Bank · Patiala

UTIB0002297: Axis Bank, Chaswal

IFSC code UTIB0002297 belongs to the Chaswal branch of Axis Bank in Patiala, Punjab. Its MICR code is 147211154.

IFSC
UTIB0002297
MICR
147211154
Bank
Axis Bank
Branch
Chaswal
District
Patiala
State
Punjab

Branch address

Axis Bank
Ground Floor, Khewat No. 23/22, Khatauni No. 34, Village Chaswal, Tehsil Bhadson, District Patiala, Punjab, PIN 147202

Open in a map · Pincode 147202: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 002297 is the code of the Chaswal branch. In the MICR code 147211154, 147 is the city, 211 the bank and 154 the branch.

Other Axis Bank branches in Patiala

All 36 Axis Bank branches in Patiala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Chaswal branch (Patiala, Punjab) is UTIB0002297.

  2. 147211154. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, Khewat No. 23/22, Khatauni No. 34, Village Chaswal, Tehsil Bhadson, District Patiala, Punjab, PIN 147202

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0002297 with the beneficiary's account number.

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