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Axis Bank · Raigarh

UTIB0001823: Axis Bank, Kharsia

IFSC code UTIB0001823 belongs to the Kharsia branch of Axis Bank in Raigarh, Chhattisgarh. Its MICR code is 496211501.

IFSC
UTIB0001823
MICR
496211501
Bank
Axis Bank
Branch
Kharsia
District
Raigarh
State
Chhattisgarh

Branch address

Axis Bank
In Front of Kanya Vivah Bhavan, New Bus Stand Road,PS Kharsla,Kharsla, Dist Raigarh,CG,PIN 496661.

Open in a map · Pincode 496661: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 001823 is the code of the Kharsia branch. In the MICR code 496211501, 496 is the city, 211 the bank and 501 the branch.

Other Axis Bank branches in Raigarh

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Kharsia branch (Raigarh, Chhattisgarh) is UTIB0001823.

  2. 496211501. MICR is printed at the bottom of the branch's cheques.

  3. In Front of Kanya Vivah Bhavan, New Bus Stand Road,PS Kharsla,Kharsla, Dist Raigarh,CG,PIN 496661.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0001823 with the beneficiary's account number.

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