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Axis Bank · Bhagalpur

UTIB0001665: Axis Bank, Naugachhia

IFSC code UTIB0001665 belongs to the Naugachhia branch of Axis Bank in Bhagalpur, Bihar. Its MICR code is 812211003.

IFSC
UTIB0001665
MICR
812211003
Bank
Axis Bank
Branch
Naugachhia
District
Bhagalpur
State
Bihar

Branch address

Axis Bank
Ramsharan Sahu Complex, Dharmashala Road, Naugachhia, District Bhagalpur, Bihar, PIN 853204

Open in a map · Pincode 853204: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 001665 is the code of the Naugachhia branch. In the MICR code 812211003, 812 is the city, 211 the bank and 003 the branch.

Other Axis Bank branches in Bhagalpur

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Naugachhia branch (Bhagalpur, Bihar) is UTIB0001665.

  2. 812211003. MICR is printed at the bottom of the branch's cheques.

  3. Ramsharan Sahu Complex, Dharmashala Road, Naugachhia, District Bhagalpur, Bihar, PIN 853204

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0001665 with the beneficiary's account number.

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