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Axis Bank · Ramagundam

UTIB0000868: Axis Bank, Ramagundam

IFSC code UTIB0000868 belongs to the Ramagundam branch of Axis Bank in Ramagundam, Andhra Pradesh. Its MICR code is 505211302.

IFSC
UTIB0000868
MICR
505211302
Bank
Axis Bank
Branch
Ramagundam
District
Ramagundam
State
Andhra Pradesh

Branch address

Axis Bank
5-1-125, Rajiv Road, Jyothi Nagar, NTPC, Ramagundam, Dist. Karimnagar Andhra Pradesh, PIN 505215

Open in a map · Pincode 505215: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 000868 is the code of the Ramagundam branch. In the MICR code 505211302, 505 is the city, 211 the bank and 302 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Axis Bank's Ramagundam branch (Ramagundam, Andhra Pradesh) is UTIB0000868.

  2. 505211302. MICR is printed at the bottom of the branch's cheques.

  3. 5-1-125, Rajiv Road, Jyothi Nagar, NTPC, Ramagundam, Dist. Karimnagar Andhra Pradesh, PIN 505215

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0000868 with the beneficiary's account number.

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