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Axis Bank · Ramgarh

UTIB0000295: Axis Bank, Ramgarh Jharkhand

IFSC code UTIB0000295 belongs to the Ramgarh Jharkhand branch of Axis Bank in Ramgarh, Jharkhand. Its MICR code is 829211002.

IFSC
UTIB0000295
MICR
829211002
Bank
Axis Bank
Branch
Ramgarh Jharkhand
District
Ramgarh
State
Jharkhand

Branch address

Axis Bank
Narayani Complex, Main Road, Ramgarh Cantt.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UTIB is Axis Bank's bank code, the fifth character 0 is kept for future use, and 000295 is the code of the Ramgarh Jharkhand branch. In the MICR code 829211002, 829 is the city, 211 the bank and 002 the branch.

Other Axis Bank branches in Ramgarh

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Axis Bank's Ramgarh Jharkhand branch (Ramgarh, Jharkhand) is UTIB0000295.

  2. 829211002. MICR is printed at the bottom of the branch's cheques.

  3. Narayani Complex, Main Road, Ramgarh Cantt.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UTIB0000295 with the beneficiary's account number.

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