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Ujjivan Small Finance Bank · Kottayam

UJVN0001605: Ujjivan Small Finance Bank, Vaikom

IFSC code UJVN0001605 belongs to the Vaikom branch of Ujjivan Small Finance Bank in Kottayam, Kerala. Its MICR code is 686761602.

IFSC
UJVN0001605
MICR
686761602
Bank
Ujjivan Small Finance Bank
Branch
Vaikom
District
Kottayam
State
Kerala
Phone
+918040712166

Branch address

Ujjivan Small Finance Bank
Ground Floor, 187-26a-1, Naduvile Village,Vaikom,Kottayam,Kerala-686631

Open in a map · Pincode 686631: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

UJVN is Ujjivan Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001605 is the code of the Vaikom branch. In the MICR code 686761602, 686 is the city, 761 the bank and 602 the branch.

Other Ujjivan Small Finance Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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Common questions.

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  1. The IFSC of Ujjivan Small Finance Bank's Vaikom branch (Kottayam, Kerala) is UJVN0001605.

  2. 686761602. MICR is printed at the bottom of the branch's cheques.

  3. Ground Floor, 187-26a-1, Naduvile Village,Vaikom,Kottayam,Kerala-686631

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC UJVN0001605 with the beneficiary's account number.

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