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UCO Bank · Kottayam

UCBA0003642: UCO Bank, Ponkunnam

IFSC code UCBA0003642 belongs to the Ponkunnam branch of UCO Bank in Kottayam, Kerala. Its MICR code is 686028003.

IFSC
UCBA0003642
MICR
686028003
Bank
UCO Bank
Branch
Ponkunnam
District
Kottayam
State
Kerala
Phone
+914812571599

Branch address

UCO Bank
UCO Bank Ponkunnam, Ground Floor, Swadeshi Arcade,Civil Station Road, Post Ponkunnam,Dist Kottayam,Kerala, 686506

Open in a map · Pincode 686506: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UCBA is UCO Bank's bank code, the fifth character 0 is kept for future use, and 003642 is the code of the Ponkunnam branch. In the MICR code 686028003, 686 is the city, 028 the bank and 003 the branch.

Other UCO Bank branches in Kottayam

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of UCO Bank's Ponkunnam branch (Kottayam, Kerala) is UCBA0003642.

  2. 686028003. MICR is printed at the bottom of the branch's cheques.

  3. UCO Bank Ponkunnam, Ground Floor, Swadeshi Arcade,Civil Station Road, Post Ponkunnam,Dist Kottayam,Kerala, 686506

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UCBA0003642 with the beneficiary's account number.

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