UCBA0003039: UCO Bank, Lakhara
IFSC code UCBA0003039 belongs to the Lakhara branch of UCO Bank in Kamrup Metro, Assam. Its MICR code is 781028018.
- IFSC
- UCBA0003039
- MICR
- 781028018
- Bank
- UCO Bank
- Branch
- Lakhara
- District
- Kamrup Metro
- State
- Assam
- Phone
- +919435045805
Branch address
UCO Bank
Damodar Nagar, Noonmati Tinali P.O. Sawkuchi Guwahati ,Kamrup Metropolitan ,Assam PIN 781040
Open in a map · Pincode 781040: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UCBA is UCO Bank's bank code, the fifth character 0 is kept for future use, and 003039 is the code of the Lakhara branch. In the MICR code 781028018, 781 is the city, 028 the bank and 018 the branch.
Other UCO Bank branches in Kamrup Metro
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of UCO Bank's Lakhara branch (Kamrup Metro, Assam) is UCBA0003039.
781028018. MICR is printed at the bottom of the branch's cheques.
Damodar Nagar, Noonmati Tinali P.O. Sawkuchi Guwahati ,Kamrup Metropolitan ,Assam PIN 781040
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UCBA0003039 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation