Call us +91 87968 84759wecare@oxonfintech.comMon–Sat, 10am–7pm ISTGurugram, Haryana
UCO Bank · Patiala

UCBA0002974: UCO Bank, Patran

IFSC code UCBA0002974 belongs to the Patran branch of UCO Bank in Patiala, Punjab. Its MICR code is 147028202.

IFSC
UCBA0002974
MICR
147028202
Bank
UCO Bank
Branch
Patran
District
Patiala
State
Punjab
Phone
+919968765662

Branch address

UCO Bank
Near Sharma Sweets Jakhal Road Patran Distt Patiala ,Patiala ,Punjab PIN 147105

Open in a map · Pincode 147105: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UCBA is UCO Bank's bank code, the fifth character 0 is kept for future use, and 002974 is the code of the Patran branch. In the MICR code 147028202, 147 is the city, 028 the bank and 202 the branch.

Other UCO Bank branches in Patiala

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

Can't find what you're looking for? Our team is happy to help.

Contact us
  1. The IFSC of UCO Bank's Patran branch (Patiala, Punjab) is UCBA0002974.

  2. 147028202. MICR is printed at the bottom of the branch's cheques.

  3. Near Sharma Sweets Jakhal Road Patran Distt Patiala ,Patiala ,Punjab PIN 147105

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UCBA0002974 with the beneficiary's account number.

Ready to get started?

Pick a loan, share a few details and see the offers you may be eligible for — no obligation.

  • One application
  • Paperless, AA-based
  • No obligation