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UCO Bank · Ratnagiri

UCBA0002172: UCO Bank, Ratnagiri

IFSC code UCBA0002172 belongs to the Ratnagiri branch of UCO Bank in Ratnagiri, Maharashtra. Its MICR code is 415028051.

IFSC
UCBA0002172
MICR
415028051
Bank
UCO Bank
Branch
Ratnagiri
District
Ratnagiri
State
Maharashtra
Phone
+919960237192

Branch address

UCO Bank
5,6,7 D Wing Siddhivinayak 5 Residency, Patwardhan Wadi,Udyamnagar Road, Ratnagiri ,Ratnagiri ,Maharashtra PIN 415612

Open in a map · Pincode 415612: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UCBA is UCO Bank's bank code, the fifth character 0 is kept for future use, and 002172 is the code of the Ratnagiri branch. In the MICR code 415028051, 415 is the city, 028 the bank and 051 the branch.

Other UCO Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of UCO Bank's Ratnagiri branch (Ratnagiri, Maharashtra) is UCBA0002172.

  2. 415028051. MICR is printed at the bottom of the branch's cheques.

  3. 5,6,7 D Wing Siddhivinayak 5 Residency, Patwardhan Wadi,Udyamnagar Road, Ratnagiri ,Ratnagiri ,Maharashtra PIN 415612

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UCBA0002172 with the beneficiary's account number.

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