UCBA0000469: UCO Bank, Rauni
IFSC code UCBA0000469 belongs to the Rauni branch of UCO Bank in Ludhiana, Punjab. Its MICR code is 141028152.
Branch address
UCO Bank
Vpo Rauni Teh Payal Distt Ludhiana ,Ludhiana ,Punjab PIN 141415
Open in a map · Pincode 141415: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UCBA is UCO Bank's bank code, the fifth character 0 is kept for future use, and 000469 is the code of the Rauni branch. In the MICR code 141028152, 141 is the city, 028 the bank and 152 the branch.
Other UCO Bank branches in Ludhiana
All 34 UCO Bank branches in Ludhiana
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of UCO Bank's Rauni branch (Ludhiana, Punjab) is UCBA0000469.
141028152. MICR is printed at the bottom of the branch's cheques.
Vpo Rauni Teh Payal Distt Ludhiana ,Ludhiana ,Punjab PIN 141415
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UCBA0000469 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation