UCBA0000368: UCO Bank, Barharwa
IFSC code UCBA0000368 belongs to the Barharwa branch of UCO Bank in Sahebganj, Jharkhand. Its MICR code is 816028101.
Branch address
UCO Bank
Main Road, Barharwa Dist. Sahibganj ,Sahebganj ,Jharkhand PIN 816101
Open in a map · Pincode 816101: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UCBA is UCO Bank's bank code, the fifth character 0 is kept for future use, and 000368 is the code of the Barharwa branch. In the MICR code 816028101, 816 is the city, 028 the bank and 101 the branch.
Other UCO Bank branches in Sahebganj
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of UCO Bank's Barharwa branch (Sahebganj, Jharkhand) is UCBA0000368.
816028101. MICR is printed at the bottom of the branch's cheques.
Main Road, Barharwa Dist. Sahibganj ,Sahebganj ,Jharkhand PIN 816101
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UCBA0000368 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

