UCBA0000206: UCO Bank, Ratlam Branch
IFSC code UCBA0000206 belongs to the Ratlam Branch branch of UCO Bank in Ratlam, Madhya Pradesh. Its MICR code is 457028002.
- IFSC
- UCBA0000206
- MICR
- 457028002
- Bank
- UCO Bank
- Branch
- Ratlam Branch
- District
- Ratlam
- State
- Madhya Pradesh
- Phone
- +917412235332
Branch address
UCO Bank
Chandni Chowk,Ratlam, Ratlam ,Madhya Pradesh PIN 457001
Open in a map · Pincode 457001: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UCBA is UCO Bank's bank code, the fifth character 0 is kept for future use, and 000206 is the code of the Ratlam Branch branch. In the MICR code 457028002, 457 is the city, 028 the bank and 002 the branch.
Other UCO Bank branches in Ratlam
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of UCO Bank's Ratlam Branch branch (Ratlam, Madhya Pradesh) is UCBA0000206.
457028002. MICR is printed at the bottom of the branch's cheques.
Chandni Chowk,Ratlam, Ratlam ,Madhya Pradesh PIN 457001
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UCBA0000206 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation

