UBIN0571474: Union Bank of India, Lakkidi-Perur
IFSC code UBIN0571474 belongs to the Lakkidi-Perur branch of Union Bank of India in Palakkad, Kerala. Its MICR code is 679026003.
Branch address
Union Bank of India
Lakkidi-Perur Arya Complex,Main Road Mangalam PO,Ottapalam Lakkidi Kerala Pincode-679301
Open in a map · Pincode 679301: post offices and area
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UBIN is Union Bank of India's bank code, the fifth character 0 is kept for future use, and 571474 is the code of the Lakkidi-Perur branch. In the MICR code 679026003, 679 is the city, 026 the bank and 003 the branch.
Other Union Bank of India branches in Palakkad
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Union Bank of India's Lakkidi-Perur branch (Palakkad, Kerala) is UBIN0571474.
679026003. MICR is printed at the bottom of the branch's cheques.
Lakkidi-Perur Arya Complex,Main Road Mangalam PO,Ottapalam Lakkidi Kerala Pincode-679301
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UBIN0571474 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation