UBIN0554618: Union Bank of India, Varachha Road,Surat
IFSC code UBIN0554618 belongs to the Varachha Road,Surat branch of Union Bank of India in Surat, Gujarat. Its MICR code is 395026012.
Branch address
Union Bank of India
1,2,3,4 Shantaba Complex,Dholi Kui Nrtaxil Soc,Varachha Road,Surat.
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
UBIN is Union Bank of India's bank code, the fifth character 0 is kept for future use, and 554618 is the code of the Varachha Road,Surat branch. In the MICR code 395026012, 395 is the city, 026 the bank and 012 the branch.
Other Union Bank of India branches in Surat
All 44 Union Bank of India branches in Surat
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
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Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Union Bank of India's Varachha Road,Surat branch (Surat, Gujarat) is UBIN0554618.
395026012. MICR is printed at the bottom of the branch's cheques.
1,2,3,4 Shantaba Complex,Dholi Kui Nrtaxil Soc,Varachha Road,Surat.
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UBIN0554618 with the beneficiary's account number.
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