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Union Bank of India · Surat

UBIN0554618: Union Bank of India, Varachha Road,Surat

IFSC code UBIN0554618 belongs to the Varachha Road,Surat branch of Union Bank of India in Surat, Gujarat. Its MICR code is 395026012.

IFSC
UBIN0554618
MICR
395026012
Bank
Union Bank of India
Branch
Varachha Road,Surat
District
Surat
State
Gujarat

Branch address

Union Bank of India
1,2,3,4 Shantaba Complex,Dholi Kui Nrtaxil Soc,Varachha Road,Surat.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UBIN is Union Bank of India's bank code, the fifth character 0 is kept for future use, and 554618 is the code of the Varachha Road,Surat branch. In the MICR code 395026012, 395 is the city, 026 the bank and 012 the branch.

Other Union Bank of India branches in Surat

All 44 Union Bank of India branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Union Bank of India's Varachha Road,Surat branch (Surat, Gujarat) is UBIN0554618.

  2. 395026012. MICR is printed at the bottom of the branch's cheques.

  3. 1,2,3,4 Shantaba Complex,Dholi Kui Nrtaxil Soc,Varachha Road,Surat.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UBIN0554618 with the beneficiary's account number.

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