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Union Bank of India · Karnal

UBIN0545091: Union Bank of India, Model Town - Karnal

IFSC code UBIN0545091 belongs to the Model Town - Karnal branch of Union Bank of India in Karnal, Haryana. Its MICR code is 132026103.

IFSC
UBIN0545091
MICR
132026103
Bank
Union Bank of India
Branch
Model Town - Karnal
District
Karnal
State
Haryana

Branch address

Union Bank of India
Asa Ram Market, Old Kunjpura Road,Model Town, Dist. Karnal, Haryana,PIN - 132 001.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UBIN is Union Bank of India's bank code, the fifth character 0 is kept for future use, and 545091 is the code of the Model Town - Karnal branch. In the MICR code 132026103, 132 is the city, 026 the bank and 103 the branch.

Other Union Bank of India branches in Karnal

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Union Bank of India's Model Town - Karnal branch (Karnal, Haryana) is UBIN0545091.

  2. 132026103. MICR is printed at the bottom of the branch's cheques.

  3. Asa Ram Market, Old Kunjpura Road,Model Town, Dist. Karnal, Haryana,PIN - 132 001.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UBIN0545091 with the beneficiary's account number.

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