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Union Bank of India · Howrah

UBIN0540510: Union Bank of India, Kaichar

IFSC code UBIN0540510 belongs to the Kaichar branch of Union Bank of India in Howrah, West Bengal. Its MICR code is 713026604.

IFSC
UBIN0540510
MICR
713026604
Bank
Union Bank of India
Branch
Kaichar
District
Howrah
State
West Bengal

Branch address

Union Bank of India
Atpost Kaichar Dist. Burdwan West Bengal PIN 711302

Open in a map · Pincode 711302: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UBIN is Union Bank of India's bank code, the fifth character 0 is kept for future use, and 540510 is the code of the Kaichar branch. In the MICR code 713026604, 713 is the city, 026 the bank and 604 the branch.

Other Union Bank of India branches in Howrah

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Union Bank of India's Kaichar branch (Howrah, West Bengal) is UBIN0540510.

  2. 713026604. MICR is printed at the bottom of the branch's cheques.

  3. Atpost Kaichar Dist. Burdwan West Bengal PIN 711302

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UBIN0540510 with the beneficiary's account number.

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