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Union Bank of India · Eluru

UBIN0539872: Union Bank of India, Kothapally

IFSC code UBIN0539872 belongs to the Kothapally branch of Union Bank of India in Eluru, Andhra Pradesh. Its MICR code is 505026502.

IFSC
UBIN0539872
MICR
505026502
Bank
Union Bank of India
Branch
Kothapally
District
Eluru
State
Andhra Pradesh

Branch address

Union Bank of India
At & Post Kothapally, Dist. Karimnagar, Andhra Pradesh, PIN - 505 451.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

UBIN is Union Bank of India's bank code, the fifth character 0 is kept for future use, and 539872 is the code of the Kothapally branch. In the MICR code 505026502, 505 is the city, 026 the bank and 502 the branch.

Other Union Bank of India branches in Eluru

All 87 Union Bank of India branches in Eluru

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Union Bank of India's Kothapally branch (Eluru, Andhra Pradesh) is UBIN0539872.

  2. 505026502. MICR is printed at the bottom of the branch's cheques.

  3. At & Post Kothapally, Dist. Karimnagar, Andhra Pradesh, PIN - 505 451.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC UBIN0539872 with the beneficiary's account number.

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