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Surat National Co-operative Bank · Surat

SUNB0000012: Surat National Co-operative Bank, Umarwada

IFSC code SUNB0000012 belongs to the Umarwada branch of Surat National Co-operative Bank in Surat, Gujarat. Its MICR code is 395246012.

IFSC
SUNB0000012
MICR
395246012
Bank
Surat National Co-operative Bank
Branch
Umarwada
District
Surat
State
Gujarat
Phone
+912612362500

Branch address

Surat National Co-operative Bank
Ug -20 to 23, Tapti Ganga Market, Umarwada

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SUNB is Surat National Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000012 is the code of the Umarwada branch. In the MICR code 395246012, 395 is the city, 246 the bank and 012 the branch.

Other Surat National Co-operative Bank branches in Surat

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Surat National Co-operative Bank's Umarwada branch (Surat, Gujarat) is SUNB0000012.

  2. 395246012. MICR is printed at the bottom of the branch's cheques.

  3. Ug -20 to 23, Tapti Ganga Market, Umarwada

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SUNB0000012 with the beneficiary's account number.

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