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Saraswat Co-operative Bank · Ludhiana

SRCB0000539: Saraswat Co-operative Bank, Ludhiana

IFSC code SRCB0000539 belongs to the Ludhiana branch of Saraswat Co-operative Bank in Ludhiana, Punjab. Its MICR code is 141088002.

IFSC
SRCB0000539
MICR
141088002
Bank
Saraswat Co-operative Bank
Branch
Ludhiana
District
Ludhiana
State
Punjab
Phone
+918652227304

Branch address

Saraswat Co-operative Bank
Upper Ground Floor ,Jai Karta Tower,B-XX 2433/1,Gobind Nagar,Ludhiana-141001

Open in a map · Pincode 141001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000539 is the code of the Ludhiana branch. In the MICR code 141088002, 141 is the city, 088 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Ludhiana branch (Ludhiana, Punjab) is SRCB0000539.

  2. 141088002. MICR is printed at the bottom of the branch's cheques.

  3. Upper Ground Floor ,Jai Karta Tower,B-XX 2433/1,Gobind Nagar,Ludhiana-141001

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000539 with the beneficiary's account number.

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