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Saraswat Co-operative Bank · Mumbai

SRCB0000412: Saraswat Co-operative Bank, Thakur Complex Kandivli East Branch

IFSC code SRCB0000412 belongs to the Thakur Complex Kandivli East Branch branch of Saraswat Co-operative Bank in Mumbai, Maharashtra. Its MICR code is 400088131.

IFSC
SRCB0000412
MICR
400088131
Bank
Saraswat Co-operative Bank
Branch
Thakur Complex Kandivli East Branch
District
Mumbai
State
Maharashtra
Phone
+912228546881

Branch address

Saraswat Co-operative Bank
Shop Nos.12 and 13, Vaishnav Villa, Opp. Impression, Near Avenue Hotel, Thakur Complex, Kandivali East, Mumbai - 400 101

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000412 is the code of the Thakur Complex Kandivli East Branch branch. In the MICR code 400088131, 400 is the city, 088 the bank and 131 the branch.

Other Saraswat Co-operative Bank branches in Mumbai

All 117 Saraswat Co-operative Bank branches in Mumbai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Saraswat Co-operative Bank's Thakur Complex Kandivli East Branch branch (Mumbai, Maharashtra) is SRCB0000412.

  2. 400088131. MICR is printed at the bottom of the branch's cheques.

  3. Shop Nos.12 and 13, Vaishnav Villa, Opp. Impression, Near Avenue Hotel, Thakur Complex, Kandivali East, Mumbai - 400 101

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000412 with the beneficiary's account number.

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