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Saraswat Co-operative Bank · Mumbai

SRCB0000356: Saraswat Co-operative Bank, Sme Branch - Nariman Point

IFSC code SRCB0000356 belongs to the Sme Branch - Nariman Point branch of Saraswat Co-operative Bank in Mumbai, Maharashtra. Its MICR code is 400088109.

IFSC
SRCB0000356
MICR
400088109
Bank
Saraswat Co-operative Bank
Branch
Sme Branch - Nariman Point
District
Mumbai
State
Maharashtra
Phone
+912243682000

Branch address

Saraswat Co-operative Bank
Mittal Court, A Wing, 1st Floor, Opp Vidhan Bhavan, Nariman Point, Mumbai - 400 021

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000356 is the code of the Sme Branch - Nariman Point branch. In the MICR code 400088109, 400 is the city, 088 the bank and 109 the branch.

Other Saraswat Co-operative Bank branches in Mumbai

All 117 Saraswat Co-operative Bank branches in Mumbai

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

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  1. The IFSC of Saraswat Co-operative Bank's Sme Branch - Nariman Point branch (Mumbai, Maharashtra) is SRCB0000356.

  2. 400088109. MICR is printed at the bottom of the branch's cheques.

  3. Mittal Court, A Wing, 1st Floor, Opp Vidhan Bhavan, Nariman Point, Mumbai - 400 021

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000356 with the beneficiary's account number.

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