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Saraswat Co-operative Bank · Valsad

SRCB0000346: Saraswat Co-operative Bank, Vapi

IFSC code SRCB0000346 belongs to the Vapi branch of Saraswat Co-operative Bank in Valsad, Gujarat. Its MICR code is 396088031.

IFSC
SRCB0000346
MICR
396088031
Bank
Saraswat Co-operative Bank
Branch
Vapi
District
Valsad
State
Gujarat
Phone
+912602425663

Branch address

Saraswat Co-operative Bank
Shop No. 2b, 3 & 4, Shanti Complex, Plot No. P/50/1, Near Reliance Mall, Gidc, Vapi 396 195

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000346 is the code of the Vapi branch. In the MICR code 396088031, 396 is the city, 088 the bank and 031 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Vapi branch (Valsad, Gujarat) is SRCB0000346.

  2. 396088031. MICR is printed at the bottom of the branch's cheques.

  3. Shop No. 2b, 3 & 4, Shanti Complex, Plot No. P/50/1, Near Reliance Mall, Gidc, Vapi 396 195

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000346 with the beneficiary's account number.

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