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Saraswat Co-operative Bank · North Goa

SRCB0000282: Saraswat Co-operative Bank, Sme Panaji

IFSC code SRCB0000282 belongs to the Sme Panaji branch of Saraswat Co-operative Bank in North Goa, Goa. Its MICR code is 403088007.

IFSC
SRCB0000282
MICR
403088007
Bank
Saraswat Co-operative Bank
Branch
Sme Panaji
District
North Goa
State
Goa
Phone
+918322437021

Branch address

Saraswat Co-operative Bank
Tristar Building, 2nd Floor, 13-B, Edc Complex, Patto Plaza, Panaji, Goa-403001.

Open in a map · Pincode 403001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000282 is the code of the Sme Panaji branch. In the MICR code 403088007, 403 is the city, 088 the bank and 007 the branch.

Other Saraswat Co-operative Bank branches in North Goa

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Sme Panaji branch (North Goa, Goa) is SRCB0000282.

  2. 403088007. MICR is printed at the bottom of the branch's cheques.

  3. Tristar Building, 2nd Floor, 13-B, Edc Complex, Patto Plaza, Panaji, Goa-403001.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000282 with the beneficiary's account number.

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