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Saraswat Co-operative Bank · Mumbai Suburban

SRCB0000281: Saraswat Co-operative Bank, Sme Vikhroli

IFSC code SRCB0000281 belongs to the Sme Vikhroli branch of Saraswat Co-operative Bank in Mumbai Suburban, Maharashtra. Its MICR code is 400088092.

IFSC
SRCB0000281
MICR
400088092
Bank
Saraswat Co-operative Bank
Branch
Sme Vikhroli
District
Mumbai Suburban
State
Maharashtra
Phone
+912242499900

Branch address

Saraswat Co-operative Bank
Prabhat Bhavan, Block B, 1st Floor, 96, L.B.S. Marg, Opp. Cipla, Vikhroli (W), Mumbai 400083.

Open in a map · Pincode 400083: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000281 is the code of the Sme Vikhroli branch. In the MICR code 400088092, 400 is the city, 088 the bank and 092 the branch.

Other Saraswat Co-operative Bank branches in Mumbai Suburban

All 37 Saraswat Co-operative Bank branches in Mumbai Suburban

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Sme Vikhroli branch (Mumbai Suburban, Maharashtra) is SRCB0000281.

  2. 400088092. MICR is printed at the bottom of the branch's cheques.

  3. Prabhat Bhavan, Block B, 1st Floor, 96, L.B.S. Marg, Opp. Cipla, Vikhroli (W), Mumbai 400083.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000281 with the beneficiary's account number.

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