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Saraswat Co-operative Bank · Ratnagiri

SRCB0000227: Saraswat Co-operative Bank, Lanja

IFSC code SRCB0000227 belongs to the Lanja branch of Saraswat Co-operative Bank in Ratnagiri, Maharashtra. Its MICR code is 416088426.

IFSC
SRCB0000227
MICR
416088426
Bank
Saraswat Co-operative Bank
Branch
Lanja
District
Ratnagiri
State
Maharashtra
Phone
+912351230195

Branch address

Saraswat Co-operative Bank
House No. 1538, Opp. New English School, Mumbai-Goa Highway, Lanja 416 701, Dist. Ratnagiri

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000227 is the code of the Lanja branch. In the MICR code 416088426, 416 is the city, 088 the bank and 426 the branch.

Other Saraswat Co-operative Bank branches in Ratnagiri

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Lanja branch (Ratnagiri, Maharashtra) is SRCB0000227.

  2. 416088426. MICR is printed at the bottom of the branch's cheques.

  3. House No. 1538, Opp. New English School, Mumbai-Goa Highway, Lanja 416 701, Dist. Ratnagiri

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000227 with the beneficiary's account number.

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