SRCB0000197: Saraswat Co-operative Bank, Lokhandwala Complex
IFSC code SRCB0000197 belongs to the Lokhandwala Complex branch of Saraswat Co-operative Bank in Mumbai, Maharashtra. Its MICR code is 400088093.
- IFSC
- SRCB0000197
- MICR
- 400088093
- Branch
- Lokhandwala Complex
- District
- Mumbai
- State
- Maharashtra
- Phone
- +912226367467
Branch address
Saraswat Co-operative Bank
Shop No. 1 & 2, Shlok House, Off.K.L.Walawalkar Road, Near Lokhandwala Bridge, Lokhandwala Complex, Andheri(W), Mumbai - 400 053.
Payment systems
| System | On RBI's list for this branch | What it is for |
|---|---|---|
| NEFT | Yes | Transfers of any amount, settled in half-hourly batches, all day |
| RTGS | Yes | Large transfers (₹2 lakh and above), settled one by one in real time |
| IMPS | Yes | Instant transfers, any time, usually for smaller amounts |
| UPI | Yes | Payments by UPI ID or mobile number from apps |
Reading this IFSC
SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000197 is the code of the Lokhandwala Complex branch. In the MICR code 400088093, 400 is the city, 088 the bank and 093 the branch.
Other Saraswat Co-operative Bank branches in Mumbai
All 117 Saraswat Co-operative Bank branches in Mumbai
IFSC and your loan
When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.
- Personal loan and business loan — apply once, see offers from several lenders.
- EMI calculator — the monthly payment for any amount and tenure.
Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.
The IFSC of Saraswat Co-operative Bank's Lokhandwala Complex branch (Mumbai, Maharashtra) is SRCB0000197.
400088093. MICR is printed at the bottom of the branch's cheques.
Shop No. 1 & 2, Shlok House, Off.K.L.Walawalkar Road, Near Lokhandwala Bridge, Lokhandwala Complex, Andheri(W), Mumbai - 400 053.
RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000197 with the beneficiary's account number.
Ready to get started?
Pick a loan, share a few details and see the offers you may be eligible for — no obligation.
- One application
- Paperless, AA-based
- No obligation