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Saraswat Co-operative Bank · South Goa

SRCB0000096: Saraswat Co-operative Bank, Ponda

IFSC code SRCB0000096 belongs to the Ponda branch of Saraswat Co-operative Bank in South Goa, Goa. Its MICR code is 403088006.

IFSC
SRCB0000096
MICR
403088006
Bank
Saraswat Co-operative Bank
Branch
Ponda
District
South Goa
State
Goa
Phone
+918322318556

Branch address

Saraswat Co-operative Bank
Hotel Prakash Heritage, Super Market Complex, Ponda, Goa - 403 401.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000096 is the code of the Ponda branch. In the MICR code 403088006, 403 is the city, 088 the bank and 006 the branch.

Other Saraswat Co-operative Bank branches in South Goa

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Ponda branch (South Goa, Goa) is SRCB0000096.

  2. 403088006. MICR is printed at the bottom of the branch's cheques.

  3. Hotel Prakash Heritage, Super Market Complex, Ponda, Goa - 403 401.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000096 with the beneficiary's account number.

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