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Saraswat Co-operative Bank · Aurangabad

SRCB0000070: Saraswat Co-operative Bank, Waluj

IFSC code SRCB0000070 belongs to the Waluj branch of Saraswat Co-operative Bank in Aurangabad, Maharashtra. Its MICR code is 431088003.

IFSC
SRCB0000070
MICR
431088003
Bank
Saraswat Co-operative Bank
Branch
Waluj
District
Aurangabad
State
Maharashtra
Phone
+912402243005

Branch address

Saraswat Co-operative Bank
Plot No. X-23, Waluj Industrial Area, Near Hotel Oasis, Waluj, Dist. Aurangabad - 431 136.

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SRCB is Saraswat Co-operative Bank's bank code, the fifth character 0 is kept for future use, and 000070 is the code of the Waluj branch. In the MICR code 431088003, 431 is the city, 088 the bank and 003 the branch.

Other Saraswat Co-operative Bank branches in Aurangabad

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Saraswat Co-operative Bank's Waluj branch (Aurangabad, Maharashtra) is SRCB0000070.

  2. 431088003. MICR is printed at the bottom of the branch's cheques.

  3. Plot No. X-23, Waluj Industrial Area, Near Hotel Oasis, Waluj, Dist. Aurangabad - 431 136.

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SRCB0000070 with the beneficiary's account number.

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