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Shivalik Small Finance Bank · Karnal

SMCB0001045: Shivalik Small Finance Bank, Karnal

IFSC code SMCB0001045 belongs to the Karnal branch of Shivalik Small Finance Bank in Karnal, Haryana. Its MICR code is 132721002.

IFSC
SMCB0001045
MICR
132721002
Bank
Shivalik Small Finance Bank
Branch
Karnal
District
Karnal
State
Haryana
Phone
+919667871941

Branch address

Shivalik Small Finance Bank
Shop No 29-30-31-32 GF Super Mall Plot No S M -1 Sector 12 Karnal PIN Code 132001

Open in a map · Pincode 132001: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

SMCB is Shivalik Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001045 is the code of the Karnal branch. In the MICR code 132721002, 132 is the city, 721 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Shivalik Small Finance Bank's Karnal branch (Karnal, Haryana) is SMCB0001045.

  2. 132721002. MICR is printed at the bottom of the branch's cheques.

  3. Shop No 29-30-31-32 GF Super Mall Plot No S M -1 Sector 12 Karnal PIN Code 132001

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC SMCB0001045 with the beneficiary's account number.

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