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Shivalik Small Finance Bank · Lucknow

SMCB0001024: Shivalik Small Finance Bank, Vikas Nagar

IFSC code SMCB0001024 belongs to the Vikas Nagar branch of Shivalik Small Finance Bank in Lucknow, Uttar Pradesh. Its MICR code is 226721002.

IFSC
SMCB0001024
MICR
226721002
Bank
Shivalik Small Finance Bank
Branch
Vikas Nagar
District
Lucknow
State
Uttar Pradesh

Branch address

Shivalik Small Finance Bank
M-S Asha Roop Apartment, 1-135, Vikas Nagar, Lucknow

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Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

SMCB is Shivalik Small Finance Bank's bank code, the fifth character 0 is kept for future use, and 001024 is the code of the Vikas Nagar branch. In the MICR code 226721002, 226 is the city, 721 the bank and 002 the branch.

Other Shivalik Small Finance Bank branches in Lucknow

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Shivalik Small Finance Bank's Vikas Nagar branch (Lucknow, Uttar Pradesh) is SMCB0001024.

  2. 226721002. MICR is printed at the bottom of the branch's cheques.

  3. M-S Asha Roop Apartment, 1-135, Vikas Nagar, Lucknow

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC SMCB0001024 with the beneficiary's account number.

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