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Sumitomo Mitsui Banking Corporation · Chennai

SMBC0000003: Sumitomo Mitsui Banking Corporation, Chennai

IFSC code SMBC0000003 belongs to the Chennai branch of Sumitomo Mitsui Banking Corporation in Chennai, Tamil Nadu. Its MICR code is 600040002.

IFSC
SMBC0000003
MICR
600040002
Bank
Sumitomo Mitsui Banking Corporation
Branch
Chennai
District
Chennai
State
Tamil Nadu
Phone
+914461449999

Branch address

Sumitomo Mitsui Banking Corporation
10th Floor, Chaitanya Imperial Tower, Plot No.610, Block A, Anna Salai, Teynampet, Chennai- 600018

Open in a map · Pincode 600018: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPINot markedPayments by UPI ID or mobile number from apps

Reading this IFSC

SMBC is Sumitomo Mitsui Banking Corporation's bank code, the fifth character 0 is kept for future use, and 000003 is the code of the Chennai branch. In the MICR code 600040002, 600 is the city, 040 the bank and 002 the branch.

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of Sumitomo Mitsui Banking Corporation's Chennai branch (Chennai, Tamil Nadu) is SMBC0000003.

  2. 600040002. MICR is printed at the bottom of the branch's cheques.

  3. 10th Floor, Chaitanya Imperial Tower, Plot No.610, Block A, Anna Salai, Teynampet, Chennai- 600018

  4. RBI's list shows this branch on NEFT, RTGS and IMPS. Use the IFSC SMBC0000003 with the beneficiary's account number.

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