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South Indian Bank · Idukki

SIBL0000805: South Indian Bank, Kumily

IFSC code SIBL0000805 belongs to the Kumily branch of South Indian Bank in Idukki, Kerala. Its MICR code is 685059203.

IFSC
SIBL0000805
MICR
685059203
Bank
South Indian Bank
Branch
Kumily
District
Idukki
State
Kerala
Phone
+914869223160

Branch address

South Indian Bank
Ward Noxii,Nampozhil Buildings,K K Road,Near Ksrtc Bus Station,Kumily PO,Idukki,Kerala-685509

Open in a map · Pincode 685509: post offices and area

Payment systems

SystemOn RBI's list for this branchWhat it is for
NEFTYesTransfers of any amount, settled in half-hourly batches, all day
RTGSYesLarge transfers (₹2 lakh and above), settled one by one in real time
IMPSYesInstant transfers, any time, usually for smaller amounts
UPIYesPayments by UPI ID or mobile number from apps

Reading this IFSC

SIBL is South Indian Bank's bank code, the fifth character 0 is kept for future use, and 000805 is the code of the Kumily branch. In the MICR code 685059203, 685 is the city, 059 the bank and 203 the branch.

Other South Indian Bank branches in Idukki

IFSC and your loan

When you take a loan through Oxon Fintech, the lending partner (a bank or NBFC) pays the money straight into your own bank account, so the application asks for your account number and its IFSC. Check both against your passbook or cheque book: a wrong IFSC can delay the payment. Oxon never asks for your OTP, PIN, CVV or passwords.

Data: the Reserve Bank of India's list of NEFT and RTGS bank branches, as compiled by Razorpay's open-source IFSC dataset. Bank details change from time to time (branches merge, move or close); confirm the IFSC with your bank or on your cheque book before you send money. Oxon Fintech is a loan platform, not a bank, and is not linked to the banks listed.

01 FAQ

Common questions.

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  1. The IFSC of South Indian Bank's Kumily branch (Idukki, Kerala) is SIBL0000805.

  2. 685059203. MICR is printed at the bottom of the branch's cheques.

  3. Ward Noxii,Nampozhil Buildings,K K Road,Near Ksrtc Bus Station,Kumily PO,Idukki,Kerala-685509

  4. RBI's list shows this branch on NEFT, RTGS, IMPS and UPI. Use the IFSC SIBL0000805 with the beneficiary's account number.

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